2024 First time credit cards reddit

First time credit cards reddit

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August undefined, 2024

WebMay 9, 2024 · Secured credit cards are designed for people with damaged credit or no credit. To open your account, you’ll first need to put down a cash deposit. Your credit limit is typically equal... WebThe AMEX Business Blue Plus is great for a 2% flat rate but my dining credit card is better, and I could do better by getting a personal card. Thank you in advance. Edit: I do not spend enough in office expenses to substantiate an annual fee card (I think). Probably around 6-10k every year on business expenses.

Tips for choosing your first credit card Chase

WebDec 30, 2024 · The Secured Mastercard from Capital One could be a great first credit card for high school students. It requires a minimum refundable deposit of $49, $99 or $200. Regardless of the deposit that you set, your initial credit limit will be $200. So it's possible to get approved for a partially secured version of this card right off the bat. WebStaples offering No Activation Fee on $200 Mastercard Gift Cards (3/26 – 4/1) 117. 72. r/CreditCards • 4 days ago. circle k stanley nc

Best First Credit Card for a Young Person : personalfinance - Reddit

WebOct 19, 2024 · Best starter travel rewards credit cards Chase Sapphire Preferred Card. Capital One Venture Rewards Credit Card. Citi Premier® Card. American Express® Gold Card. Bilt Mastercard®. Bank of America® Travel Rewards credit card. Related: TPG’s beginners guide to credit cards: Everything you need to know WebMy first card was at my University credit union for $500 limit, after graduation with that little bit of credit history I opened up a Chase Freedom card with a $2K limit I still have. Since … WebDec 3, 2024 · Like many legal requirements, age 21 is a key milestone in applying for your first credit card. That's the minimum age to apply on your own unless you can prove you have a steady income. You... diamond art ganesh

38YR F First time having a credit score after divorce. Trying ... - Reddit

Best First Credit Cards To Build Credit In December 2024

WebNov 13, 2024 · The r/creditcards subreddit provides helpful advice about starter credit cards in its guide to the basics. Most importantly, it recommends getting a no annual fee … WebSome popular options for first-time credit card users in the USA include the Discover it Secured, Capital One Platinum Credit Card, Belk Credit Card and Chase Freedom … diamond art framingWebDec 20, 2024 · Here are a few terms that every first time credit cardholder should know:3. Credit limit: The maximum amount of credit you can charge on your card. Minimum payment: The lowest amount you must pay by the due date. Late payment: A bill payment made after the due date. Late payments may incur a fee. diamond art friends

"WebStaples offering No Activation Fee on $200 Mastercard Gift Cards (3/26 – 4/1) 117. 72. r/CreditCards • 2 days ago. I’m 18 picking between Apple Card or the Discover IT. I need some advice on which one to go with. Thank you. 100. 133. " - First time credit cards reddit

First time credit cards reddit

12 Best Credit Cards For Students According to Reddit

WebNot even the house. For the first time in my life, I have a credit score. I would like to build more. I make $168K with no kids. Current cards: NONE FICO Score: Experian: 685, TransUnion 700, Equifax won't give me a score because my car loan won't report to it. Oldest account age: May 14, 2024 ( my car loan) - 0 lates. always on time. WebBank Card Charged Off and is with a collections agency. My first time posting here and not sure if this is the right sub, but I use to have a bank account with US bank, and it got charged off as I wasn’t checking that account frequently and some payment went thru that account, which I didn’t notice. The amount is like $100 and was sold to a ...

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WebApr 11, 2024 · Loyalty to your first credit card? Not so much. About 39% of cardholders reported carrying only one credit card in a 2016 report from TSYS, a payment processing company. But you’re not... WebApr 7, 2024 · Messages are sent to the shop owner concerning an item in their store. The message says to “proceed with caution.”. The scam is to convince a shop owner to accept payment for more than the item is worth. If the scammer succeeds, they will get both the product and money in return, with very little chance of being caught.

WebCredit Card for first timer and a freelancer? I was wondering if meron bang nag-ooffer ng credit card for first-time holders or yung medyo lenient magbigay ng credit card. Alam ko na kasi agad na mahihirapan akong makakuha ng credit card since I'm a freelancer. I have about 50k savings pero sa Maya nakatago and hindi sa banks. WebApr 12, 2024 · Discover it® Secured Credit Card 2,900 Reviews Apply Now Transfer intro APR 10.99% for 6 months Transfer Fee: 3% intro balance transfer fee, up to 5% fee on future balance transfers (see terms)* Regular APR 27.74% Variable Annual Fee $0 Rewards Rate 1 - 2% Cash Back Min Credit Needed Bad Editors’ Thoughts

WebIf worst comes to worst, go to your bank and ask for a secured credit card. You will have to put $500 or $1000 in a special holding account in the event of default. After 1-2 years of … WebApr 6, 2024 · The best starter credit cards can help you build credit and save money. Based on WalletHub’s research and years of experience, starter credit cards usually have a $300+ starting credit limit, annual fees as low as $0, and rewards of up to 1% cash back on purchases (some cards are from WalletHub partners). … show more

WebApr 3, 2024 · Here's a Summary of Best Student Credit Cards Credit Card Best For Credit Score Annual Fee Welcome Bonus Discover it® Student Cash Back Best Overall Fair/New to Credit $0 Cashback Match™...

WebMar 28, 2024 · The Best First Secured Credit Cards To Build Credit of March 2024 Best for High Rewards on a Secured Card U.S. Bank Cash+® Visa® Secured Card * 5.0 Up to 5X Reward Rate 5% cash back on on... circle k st andrews roadWebDec 19, 2024 · During the first 12 months, the card offers 5% back on in-store purchases made through the Walmart Pay digital wallet. The rewards rate drops to 2% after that, making online shopping the best... circle k stables newbury parkWebOct 24, 2024 · Best 12 Credit Cards for Students According to Reddit 1. Discover it Student Cash Back The Discover it Student Cash Back offers a unique combination of strong earning rates and a welcome bonus not typically seen in student cards. If leveraged properly, cardholders can earn some serious cash back. There are no annual fees on … diamond art games on your tabletWebFirst-time credit card applicants may find that store credit cards have flexible requirements when it comes to credit history. These cards may be a great option for … circle k st marysWebApr 4, 2024 · Waived first year Interest Rates 20.99% / 23.99% Rewards Rate 1%–10% Intro Offer Up to $260 Apply Now Our Take Product Details Other cash-back credit cards to consider Best student card... circle k speedway and houghtonWebAmex Blue Cash - 3% back on groceries, 2% back on gas and certain department stores (10% of my monthly spending). Good cash back ratio ($2500 spending = $25 back, … diamond art german shepherd circle k stocks